“As a tax advisor, I have to constantly remind people that the single biggest benefit in the tax code is the tax exemption for life insurance. There’s no question that that’s the way to keep most of your money if not all of it protected from taxes forever,”

— Ed Slott

Insurance

Insurance planning can be complex. We help you identify the pros and cons and work to simplify the complex for you.

We will help you determine if Life Insurance and Long-Term Care insurance fit into your plan to help you achieve your needs and goals. As an independent firm we are only focused on what works best for you. We work with many different insurance companies to allow us to offer you only the best, most appropriate options for you and your needs.

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WATCH: Why is Life Insurance so Important

  • Risk Management

    As an independent fiduciary RIA focused on tax-efficient retirement planning, we understand the importance of protecting your family, assets, and legacy. We offer a range of insurance planning services to help you achieve your financial goals.

    Our approach is centered around your unique needs and goals. We work with many different insurance companies, allowing us to offer you only the best and most appropriate options for you.

  • Long-Term Care

    Long-Term Care is something that every American should be concerned about and something retirees or those approaching retirement should be actively planning for.

    The old paradigm of buying expensive Long-Term Care policies is not the only option today. There have been innovations over the years that allow you to pass money on that you do not use for Long-Term care to your heirs. We can help you explore all your options.

    Through our Financial Planning Process, we also offer review of Property and Casualty insurance (Homeowners, Umbrella, Auto) for appropriateness and efficiency. We’ve found over the years that some clients are over insured or underinsured, we help you determine what is best and affordable for you.

  • Life Insurance

    Life insurance is a crucial part of financial planning. It can provide your loved ones with financial protection and peace of mind in the event of unexpected circumstances. We can help you to:

    • Protect your family’s financial future
    • Cover final expenses and debts
    • Offer tax-free income in retirement
    • Build a legacy for your heirs

     

    Our team will work with you to determine the right type of life insurance policy that meets your needs, such as term life insurance, permanent life insurance, or a combination of both.

  • Property & Casualty

    Our financial planning process also includes a review of your Property and Casualty insurance, such as Homeowners, Umbrella, and Auto insurance. Our advisor can help you determine the right amount of coverage that fits your needs and budget, and ensure that you are not over-insured or underinsured.